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Updated August 31, 2023
Below are the Disclosures, Business Deposit Agreement, Business Debit Cardholder Agreement, and Rewards Terms for Banking on the AngelList for Startups product.
AngelList is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The AngelList Business Visa® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Click here to view the Business Deposit Account Agreement
Click here to view the Business Debit Cardholder Agreement
The Interest Rate on accounts on the "Banking" tier is 1.86% with an Annual Percentage Yield (APY) of 1.88%. As of October 1st, 2023: Growth or Scale plan customers with active cap tables (i.e., have invited all stakeholders to their dashboards) are eligible for a distinct "Growth tier" account with Interest Rate of 3.29%, an Annual Percentage Yield (APY) of 3.34%.
If you meet the eligibility critieria, you must request that a "Growth tier" account to be enabled and have funds in that specific deposit account. To make a request, please email startups@angellist.com with the subject "Growth Tier Banking Request".
The Interest Rates and Annual Percentage Yields are variable and may change at any time at our discretion. For more information, consult the deposit agreement.
Fees are subject to change at any time.
| Service | Fee |
|---|---|
| Monthly Account Fee | $0 |
| Incoming Domestic Wire | $0 |
| Outgoing Domestic Wire | $0 |
| Incoming International SWIFT Wire | $0 |
| Outgoing International SWIFT Wire | $0 |
| Physical Debit Card | $0/card |
| Virtual Debit Card | $0/card |
| ACH Transaction Fee | $0 |
| International Debit Card Transactions | Visa conversion fees may apply |
| Mininum Balance | None |
AngelList and/or its affiliates receives referral income from one or more of the banks referred to herein based on the amount you deposit with such a bank
You may contact us by email at startups@angellist.com with questions concerning EFTs that occur on your Account. You may also contact us using those methods to report errors or unauthorized EFTs. Be sure to contact us immediately if you believe that an error or unauthorized EFT has occurred or may occur concerning your Account, or if your Account, debit card or Online Services login credentials have been lost, stolen or compromised. You must contact us no later than thirty (30) days after we sent the FIRST statement on which the error or unauthorized EFT appeared. You must provide us with the following information:
Payment services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: The Steward Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). In the US Currency Cloud operates in partnership with CFSB. CFSB fully owns the bank program and services are provided by The Currency Cloud Inc.
Banking Services in the United States provided by Community Federal Savings Bank
FX Transactions will be charged a 1% conversion fee.
If you have questions, we would be happy to chat with you and clear things up for you.