Below are the Disclosures, Business Deposit Agreement, Business Debit Cardholder Agreement, and Rewards Terms for Banking on the AngelList for Startups product.
About
AngelList is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The AngelList Business Visa® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
AngelList Business Deposit Account Agreement
Click here to view the Business Deposit Account Agreement
AngelList Business Debit Cardholder Agreement
Click here to view the Business Debit Cardholder Agreement
Annual Percentage Yield
The Interest Rate on your account is 1.56% with an Annual Percentage Yield (APY) of 1.57%. The Interest
Rates and Annual Percentage Yields are variable and may change at any time at our discretion.
Fee Schedule
Fees are subject to change at any time.
| Service |
Fee |
| Monthly Account Fee |
$0 |
| Incoming Domestic Wire |
$0 |
| Outgoing Domestic Wire |
$0 |
| Incoming International SWIFT Wire |
$0 |
| Outgoing International SWIFT Wire |
$0 |
| Physical Debit Card |
$0/card |
| Virtual Debit Card |
$0/card |
| ACH Transaction Fee |
$0 |
| International Debit Card Transactions |
Visa conversion fees may apply |
| Mininum Balance |
None |
Rewards Program
To be eligible for Rewards you must have an active AngelList Deposit Account, agree to the terms of conditions of both AngelList as well as AngelList for Startups, be a Delaware C Corporation, and must meet all of the following criteria:
- You must use your AngelList Business Deposit Account and AngelList Business Debit Card to be eligible for rewards
- You must have received confirmation from AngelList of your eligiblity period for rewards.
Listed Rewards
- AngelList Software: Customers will receive access to the AngelList suite of software services, including fundraising tools, offers, and cap table management. Access to the software is subject to the Terms & Conditions of the AngelList software suite.
- ATM Fee Reimbursements: Customers may receive upto four ATM fee reimbursements per calendar month for ATM transactions made on the AngelList Business Debit Card. The reimbursement amount per transaction shall be determined solely by AngelList. To request a fee reimbursement, you must email AngelList within seven (7) business days of the ATM transaction with the amount of ATM fees charged.
- Credits & Discounts: AngelList may offer credits and discounts to services offered by AngelList or external partners.
The terms and rewards of the program are subject to change. AngelList reserves the right to revoke your eligibility for rewards for any reason.
International Payments
Payment services are provided by The Currency Cloud Limited.
Registered in England No. 06323311. Registered Office: The Steward
Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency
Cloud Limited is authorised by the Financial Conduct Authority under
the Electronic Money Regulations 2011 for the issuing of electronic
money (FRN: 900199). In the US Currency Cloud operates in partnership
with CFSB. CFSB fully owns the bank program and services are
provided by The Currency Cloud Inc.
Banking Services in the United States provided by Community Federal Savings Bank
FX Transactions will be charged a 1% conversion fee.
